What is a Discount Health Plan – And 5 Ways You Or Your Company Can Benefit

With healthcare insurance becoming increasingly unaffordable, more and more individuals are turning to a Discount Health Plan to lower their healthcare expenses. This emerging trend has been increasing in the last couple of years in order for individuals and employers to fill the gap of soaring healthcare expenses. Simply put… it is the next best thing when someone doesn’t qualify for insurance or if someone simply doesn’t like to pay retail for healthcare services.

A discount health plan can certainly fill several of these gaps… but to begin with, let’s outline just precisely what it is. Discount health care programs are NOT insurance policies. Discount programs are intended to complement traditional health insurance or quite often it is recommended as a low cost option for people who do not own health insurance. In both situations, it helps the person substantially reduce healthcare expenses.

Imagine receiving discounts which range from 15% to 60% including various services such as medical doctor visits, dental procedures (typical savings of $1,200 for every year), eye care, prescriptions, diabetic supplies, chiropractic care, hearing aids, lab procedures, pet care and lots more.

A medical discount program provides access to pre-negotiated discounts on an extensive array of health care services and products at the day of service. With a good quality company, you pay a small monthly fee ($10-$40 per month) to gain access to thousands of participating providers who have contracted to grant health care products and services for discounted prices. These providers are thrilled with an upsurge in traffic by being part of our 8 million member network. It is a win-win for all parties involved.

Would You Benefit from a Discount Health Program? Discount health and lifestyle membership cards are a good option for:

• Uninsured or under-insured people
• People lacking Dental or Vision insurance
• Employer and non-profit groups of all sizes
• Self employed
• Retirees
• College students
• Part-time employees (who don’t qualify for insurance)

Why Choose a Discount Health Care Plan? Picture yourself with a sick baby who you know has an ear infection and all your child needs is an antibiotic. You can make use of the service, CallMD (24/7), and have a doctor call in a prescription over the phone. You have entirely avoided doctor fees and a partial day out of the workplace. Your employer will also take part considerable cost savings with fewer sick days taken and increased productivity. Imagine receiving a 40%-50% price cut off of several root canals. These are simply a few reasons why more employers are turning to these membership cards. With the generous savings, the final conclusion is that it reduces everyone’s overall stress.

Adding a medical discount program is quite different from taking on a health insurance policy. There are no administrative forms or health exams… in fact, there is no such thing as a pre-existing health issue. Everyone is approved instantly, even without a social security number. Family memberships are very reasonably priced and come with unlimited program usage within the year. These membership cards also work in conjunction with HSAs/FSAs.

The icing on the cake is that you are part of a healthcare program which includes a hospital advocacy program which can help to substantially reduce those high hospital charges. That in itself can translate to thousands of dollars.

Susan Kulpinski is National Sales Director for UniqueCareUSA, a 30-year old company. If you want to learn more about a Discount Health Plan visit this link: http://HealthAndDentalDiscounts.com.